What Happens to Social Security When You Die?
It’s not the easiest topic to talk about, but it’s one of the most important for your family’s financial security: what happens to your Social Security benefits when you pass away.
In this video, I break down:
• The one-time $255 death benefit (and why it hasn’t changed since 1954)
• How monthly survivor benefits work for your spouse and children
• The key rules around eligibility, timing, and reduced amounts
• Why your family will go from two checks to one, and how to plan for the gap
• How to actually apply for survivor benefits
Social Security can provide a vital safety net for your loved ones, but it’s not a complete income replacement.
Understanding these benefits now means your family won’t be caught off guard later.
Coming November 2025: Your Future is Now: Your Blueprint for Solving Your Retirement Puzzle