Once you reach a certain age, the IRS requires you to withdraw a set amount from your retirement accounts each year, miss it, and you could face a 25% penalty.

In this video, I explain:

• What RMDs are and which accounts they apply to
• The exact ages when you must start taking them
• How to avoid the costly two-RMD tax trap in the same year
• Strategies to manage taxes and reinvest your withdrawals
• How to use Qualified Charitable Distributions to reduce taxable income
• What to do if you miss the deadline (and how to request a penalty waiver)

RMDs don’t have to be stressful. With the right plan, they can become a smooth part of your retirement income strategy.

Coming November 2025: Your Future is Now: Your Blueprint for Solving Your Retirement Puzzle