Retirement isn’t a clean finish line. It’s longer, more expensive, and more complicated than ever. In this conversation with Michelle Perkins on the Money and You Show, we get into what modern retirement really looks like and how to build a retirement plan that fits your life, not just your spreadsheet.

Considering long term care insurance? We cover why it pays to buy early, how to evaluate home care coverage, and why inflation protection is essential for long term financial planning. You’ll also learn the biggest mistakes people make with Medicare, Social Security, and rising healthcare costs.

We talk through real scenarios with aging parents, retirement income challenges, and the Financial Life Inventory approach that helps you make smarter decisions without overwhelm. If you want a clear, practical retirement strategy that protects your family and supports your long term goals, this episode will point you in the right direction.