Every week, another data breach hits the headlines: Equifax, Yahoo, Target. Millions of identities stolen, billions of dollars lost.

Most people still think, “It won’t happen to me.” That’s a dangerous assumption.

In this video, I explain why a credit freeze is the single most powerful and free way to protect yourself from identity theft. Forget credit monitoring or fraud alerts; those react after the damage. A freeze stops it before it starts.

I’ll walk you through what a credit freeze is, why it matters, how to set it up in 15 minutes, and why every American should do it today.

If you care about your financial future, start here.

#BalancedWealthPartners #JeffPanik #FinancialSecurity #IdentityTheft