Are you turning 65 soon or helping a loved one navigate Medicare? This video could save you thousands of dollars and protect you from costly mistakes.

I’ll break down the essentials of Medicare, from enrollment rules to IRMAA surcharges, and show you how to avoid penalties while maximizing your benefits.

📄 Free Resource: Download the Medicare Quick Reference PDF Handout mentioned in this video (link in description). It summarizes enrollment periods, costs, and plan options so you have everything in one place.

For more insights on Medicare and retirement planning, check out my upcoming book Your Future Is Now: Your Guide to Solve Your Retirement Puzzle or visit www.jeffreypanic.com.

Timestamps

00:00 – Why Medicare planning is essential
00:30 – Understanding IRMAA and income thresholds
01:04 – The critical 3-month enrollment window
01:35 – Annual Medicare review: why it matters
02:08 – How to use the Quick Reference PDF Handout
02:30 – Final thoughts and next steps